Organise Finance First with All About Home Loans
*Pre-approved finance is a loan application that has been formally approved by a lender and is supported in writing
Did you know that the amount you could borrow varies considerably from one lender to another? The total amount you can borrow may be considerably more than what you have already been told, or might have imagined.
Maximum borrowing power = maximum bargaining power .
With your maximum loan amount pre-approved , you have money in your pocket to act quickly to purchase your dream home or investment property.
This will give you the power over your competing buyers, to bargain strongly with vendors and to bid with confidence at auction.
What will your repayments be?
- You should now choose the repayment option to best suit your budget.
- How much can you afford to pay while still retaining the lifestyle you want?
- Maybe you wish to start with lower repayments in the first year... most lenders offer flexibility to fit in with your requirements.
- With an interest-only option, you could reduce your monthly commitment on an investment loan.
What lender options are available to you?
Using the latest computer technology, you can view what's available from over 40 reputable lenders.
Having established your preferred lender, All About Home Loans will assess and explain to you all the options this lender can provide... special loan features and benefits, and incentives that may further improve the appeal of your loan.
The lender may be a major consumer bank, a building society, a credit union or an insurance company. It may be in another state, out of town or just around the corner.
Click here to see the list of lending institutions we deal with.
Within 12 hours you will receive feedback that will indicate;
- your likelihood of receiving finance approval,
- how much you may be able to borrow against your income/commitments,
- the approximate weekly repayments on your preferred loan amount, and
- brief details of the loan/lender options you have.
Our obligation free enquiry form is designed to help you arrange your finance before committing yourself to buying a particular property.
