All about... Shopping for a Home Loan
So you are looking to buy a home.
If it is your first home you will be looking for features and benefits such as:
- How many bedrooms?
- Does it have a big back yard?
- Does it have a garage...tin roof...a pool...?
- Is there room to expand as the family grows?
If you are looking for an investment home or property you will be looking for such things as
- Is it built in the time to get negative gearing
- Will it be a good rental
- Is it easy to care for or will it take some renovation
When you go looking for your HOME LOAN do you know how many features and benefits there are over the range of 40 lenders?
Do you know there are features and benefits in home loans such as:
- Flexible repayment schedules.
- Fixed rates or principle & interest or combinations of both.
- Low Doc loans for self employed business people.
- Different criteria for location and type of property.
- Different requirements for savings, deposit and income.
- Different requirements for credit history.
Do you know that lenders have "specials" the same as K Mart or Myers?
- Nil application fees can save you up to $700.
- Special loan set-ups that can save you thousands of dollars over the life of your loan.
- Some lenders have completely different repayment schedules to cater for different incomes.
Contact us for more information about how we can help guide you through the sometimes tricky process of obtaining a home loan
